Available Products: PL, GL, BOP* | PL Revenue Limit: $500K | GL Payroll Limit: $500K | BOP Square Footage Cap: 35K | BOP Revenue/Payroll Limit: $500K | Coverage/ Liability Aggregate Limit: $2M Online (up to $3M by phone for PL/GL) | State Exclusions: No PL in VA, VT

• Architecture
• Building/ construction inspection
• Civil engineering
• Control systems integration/ automation
• Draftsman (including CAD/ CAM)
• Electrical engineering
• Engineering

• Engineering design services
• Environmental engineering
• Industrial engineering
• Landscape architect
• Process engineering
• Project manager (architecture or engineering)
• Transportation engineering

Available Products: GL* | GL Revenue Limit: $500K | Coverage/ Liability Aggregate Limit: $2M | State Exclusions: NY

• Air conditioning systems installation and repair
• Appliance and accessories installation and repair
• Carpentry (interior only)
• Carpet, rug, furniture, or upholstery cleaning (customer’s premises only)
• Clock making and repair
• Door or window installation and repair
• Driveway or sidewalk paving/ repaving
• Drywall or wallboard installation and repair
• Electrical work (interior only)
• Fence installation and repair
• Floor covering installation (no ceramic tile or stone)
• Glass installation and repair (no auto work)

• Handyperson (no roof work)
• Heating and air conditioning installation and repair (no liquefied petroleum gas (LPG))
• Interior finishing work
• Locksmiths
• Masonry work
• Painting (interior only)
• Plastering or stucco work
• Plumbing (commercial and residential)
• Sign painting and lettering (interior and exterior)
• Tile, stone, marble, mosaic, or terrazzo work (interior only)
• Upholstery work
• Window cleaning (nothing above 15 feet)

Available Products: PL, GL, BOP* | PL Revenue Limit: $5M | GL Payroll Limit: $3M | BOP Square Footage Cap: 35K | BOP Revenue Limit: $3M | Coverage/ Liability Aggregate Limit: $2M Online (up to $5M by phone for PL/GL)

• Business consulting
• Education consulting
• Human Resources (HR) consulting
• IT consulting
• Management consulting

• Marketing consulting
• Research consulting
• Resume consulting
• Strategy consulting
• Other consulting services

Available Products: PL, GL, BOP* | PL Revenue Limit: $5M | GL Payroll Limit: $3M | BOP Square Footage Cap: 35K | BOP Revenue Limit: $3M | Coverage/ Liability Aggregate Limit: $2M Online (up to $5M by phone for PL/GL)

• Graphic design
• Interior design (BOP Revenue Limit: $5M | No PL in VA, VT)
• Photo booths

• Photography; Client videography
• Professional organizer (BOP Revenue Limit: $5M | No PL in VA, VT)
• Visual effect designer for films/ videos

Available Products: PL, GL, BOP* | PL Revenue Limit: $5M | GL/BOP Square Footage Cap: 35K | BOP Revenue Limit: $3M | Coverage/ Liability Aggregate Limit: $2M Online (up to $5M by phone for PL/GL)

• Accounting (PL Revenue Limit: $1M | PL Coverage/ Liability Limit: $3M)
• Bookkeeping
• Insurance agent services (Revenue Limit: $1M PL, $5M BOP)

• Medical billing (No PL in NY)
• Tax preparation
• Insurance agent services

Available Products: GL, BOP* | GL Payroll Limit: $3M | BOP Square Footage Cap: 35K | BOP Revenue Limit: $5M | Coverage/ Liability Aggregate Limit: $2M Online (up to $5M by phone for GL)

• Actuarial services (BOP Revenue Limit: $3M)
• Financial auditing or consulting
• Investment advice

• Mortgage brokering/ banking (BOP Revenue Limit: $5M | GL Square Footage Cap: 35K)
• Stock brokering (GL Square Footage Cap: 35K)

Available Products: PL, GL, BOP* | PL Revenue Limit: $5M | GL/BOP Square Footage Cap: 35K | GL/BOP Gross Sales Limit: $5M | Coverage/ Liability Aggregate Limit: $2M Online (up to $5M by phone for PL/GL) | PL State Specific Coverage/Liability Limits: $1M in IL

• Acupressure services (No coverage in NV)
• Acupuncture services (No coverage in NV)
• Art therapy
• Audiology (No PL in NV)
• Barber/ hair stylist services (No GL Square Footage Cap)
• Beautician/ cosmetology services (No GL Square Footage Cap)
• Dance therapy
• Diet/ nutrition services
• Drama therapy
• Esthetician services (No GL Square Footage Cap)
• First aid and CPR training
• Hypnosis
• Marriage and family therapy

• Massage therapy (No GL Square Footage Cap)
• Mental health counseling
• Music therapy
• Nail technician services(No GL Square Footage Cap)
• Occupational therapy
• Personal training (health & fitness)
• Psychology
• Pilates instruction
• Small salon owner (No GL Square Footage Cap)
• Social work services
• Speech therapy (No coverage in NV)
• Substance abuse counseling
• Yoga instruction

Available Products: GL* | GL Payroll Limit: $500K | Coverage/ Liability Limit: $2M

• Dryer vent cleaning
• Janitorial/ cleaning services

• Residential cleaning services (interior and exterior)
• Small commercial office cleaning (interior only)

Available Products: GL* | GL Payroll Limit: $500K | Coverage/ Liability Limit: $2M

• Gutter or chimney cleaning
• Landscaping/ gardening services (residential and commercial)

• Lawn care services (residential and commercial)
• Snow blowing and removal (no auto coverage)

Available Products: PL, GL, BOP* | PL Revenue Limit: $5M | GL Payroll Limit: $3M | BOP Square Footage Cap: 35K  | BOP Revenue Limit: $3M | Coverage/ Liability Aggregate Limit: $2M Online (up to $5M by phone for PL/GL)

• Claims adjusting (No PL in NY)
• Court reporting
• Document preparation

• Expert witness services
• Notary services (No PL in CA | GL Square Footage Cap:35K)
• Process server

Available Products: GL, BOP* | GL Square Footage Cap: 35K | BOP Revenue Limit: $3M | Coverage/ Liability Aggregate Limit: $2M Online (up to $5M by phone for GL)

• Legal services

• Trustee services

Available Products: PL, GL, BOP* | PL Revenue Limit: $5M | GL Payroll Limit: $3M | BOP Square Footage Cap: 35K  | BOP Revenue Limit: $3M | Coverage/ Liability Aggregate Limit: $2M Online (up to $5M by phone)

• Advertising
• Brand consultant
• Digital marketing
• Direct marketing
• Market research

• Marketing/ media consulting
• Public relations
• Search engine services (SEO/ SEM)
• Social media consultant
• Other marketing/ PR services

Available Products: PL, GL, BOP* | PL Revenue Limit: $5M | GL Payroll Limit: $3M | BOP Square Footage Cap: 35K  | BOP Revenue Limit: $3M | Coverage/ Liability Aggregate Limit: $2M Online (up to $5M by phone)

• Answering/ paging services (GL Square Footage Cap:35K)
• Auctioneering
• Business manager services
• Event planning/ promotion
• Executive placement (GL Square Footage Cap:35K)
• Life/ career/ executive coaching
• Personal concierge/ assistant

• Project management
• Recruiting (employment placements) (GL Square Footage Cap:35K)
• Talent agency (GL Square Footage Cap:35K)
• Training (business, vocational or life skills)
• Translating/ interpreting
• Travel agency (GL Square Footage Cap:35K)
• Tutoring

Available Products: PL & GL* | PL Revenue Limit: $5M ($500K in CA) | GL Payroll Limit: $3M ($500K in CA) | Coverage/ Liability Aggregate Limit: $2M  Online ($1M in NY) | State Exclusions: No PL in CO, IA, ID, KY, LA, MS, ND, NE, NM, RI, SD, TN, WY

• Property management

• Real estate agent/ broker (GL Payroll Limit: $3M | No PL in VT)

Available Products: GL* | GL Revenue Limit: $3M | Coverage/ Liability Limit: $2M

• Appliance stores
• Clothing apparel stores
• Electronic stores
• Florists

• Home furnishing stores
• Jewelry stores
• Other stores (no food/ drink)
• Other stores (with food/ drinks)

Available Products: PL, GL, BOP* | PL Revenue Limit: $5M | GL Payroll Limit: $3M | BOP Square Footage Cap: 35K  | BOP Revenue Limit: $3M | Coverage/ Liability Aggregate Limit: $2M Online (up to $5M by phone)

• Application development: smartphone/ mobile/ tablet (PL Cap $1M)
• Application service provider
• Computer consultant
• Computer programming services
• Computer system/ network developer
• Custom software programmer/ developer
• Data processing
• Database designer
• Game developer

• IT consulting
• IT project management
• IT software/ hardware training services
• Internet hosting services
• Software development
• Technology services
• Value added reseller of computer hardware
• Website design
• Other technology services